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Income

 

​If you are a W2 Employee:

  • Most Recent 30 Days of Paystubs

  • Most Recent 2 Years Personal Tax Returns (all pages)

 

If you are Self Employed:

  • Most Recent 2 Years Personal Tax Returns (all pages)

  • Most Recent 2 Years Business Tax Returns (all pages)

 

If you receive Social Security Income:

  • Most recent 1099

  • Social Security Award Letter

  • Most Recent 2 Years Personal Tax Returns (all pages) or letter stating you are not required to file tax returns

 

If you receive Pension Income:

Most Recent 1099

  • Pension Award Letter

  • Most Recent 2 Years Personal Tax Returns (all pages)

 

If you receive Annuity Income:

  • Annuity Disbursement Letter and Full Statement

  • Most recent 2 years Personal Tax Returns

 

If you receive IRA Income:

  • Disbursement Letter and Full Statement

  • Most Recent 2 Years 1099’s

  • Most Recent 2 years Personal Tax Returns

 

If you receive Child Support Income:

  • 6 months bank statements showing the deposits

  • Divorce Decree or Child Support Order

  • Most Recent 2 Years Personal Tax Returns (all pages)

 

If you receive Alimony Income:

  • 6 months bank statements showing the deposits

  • Divorce Decree (all pages)

  • Most Recent 2 Years Personal Tax Returns (all pages)

 

Assets

 

Checking/Savings:

2 Most Recent Bank Statements - Only of Accounts used for Closing (all pages)

 

Gift Funds Documentation:

  • Completed Gift Letter provided by RP Funding

  • Bank Statement from the Gift Donor Showing the Funds to Gift (all pages)

 

Retirement Funds:

  • 2 Most Recent Statements (all pages)

  • Terms of Withdraw

 

Proceeds from the Sale of a Property:

  • Purchase Contract Signed by all Parties

  • Closing Disclosure Signed by All Parties

  • Additional Documentation (If Applicable)

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Subject Property for a Purchase:

  • Signed Purchase Agreement including all addendum

  • Homeowner's Insurance Quote

  • Short Sale Approval Letter *(if applicable)

 

Subject Property for a Refinance:

  • Current Homeowner's Insurance Declaration Summary Page(s)

  • Current HOA Statement(s) or letter stating no HOA

  • Owner's Title Policy

  • Survey

  • Current Mortgage Statement(s)

 

If you own other Real Estate:

  • Current Mortgage Statement(s)

  • Current Homeowner’s Insurance Declaration Summary Page(s)

  • Current Property Tax Statement(s)

  • Letter Stating your Intentions with your Existing Home if you purchase a new Primary Residence

  • Current HOA statement or letter stating no HOA dues are required

 

Other Documentation (If Applicable):

 

  • DD-214 (VA Loans Only)

  • Bankruptcy Discharge and Petition if less than 10 years or less (all pages)

  • Divorce Decree if 10 years or less (all pages)

  • Signed Letter Stating your Intentions with your Cash Out Refinance

 

***Disclaimer - After your loan has been reviewed other documentation may be required in order to finalize your transaction. ***

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