Some of the most common loans are:

Fixed Rate

Ideal for buyers who want fixed monthly payment over the term of the loan. 

Adjustable Rate

Ideal for buyers who foresee increased earning over the next 5 to 7 years or, who plan to move residences over the same period.  This mortgage provide the lowest possible rates for the initial loan period, and then adjust with the market.

FHA

Ideal for buyers with small down payments.  An FHA loan gives you more buying power to purchase the home of your dreams.

VA

Specifically for Veterans.  This loan provide low interest rates and favorable loan terms for veterans.

USDA

These loans are designed to help low-income individuals purchase homes in rural areas. They do not require down payments and give eligible applicants the opportunity to purchase, build, renovate, or repair a home.

Renovation

A popular choice for homeowners who wish to renovate a home without tapping into their equity.

Jumbo

Are you in the market for a home costing more than $417,000? Jumbo loans usually have different rates and terms than conventional mortgages. We’ll help you find the best option.

Refinancing

Are you looking for lower interest rates than you currently pay? Do you need cash for home renovations or other large bills? Are you ready to knock out PMI payments? Refinancing moves you into a more favorable loan and helps you reach your financial goals.

Reverse Mortgage

If you are age 62 or older and need extra cash, a reverse mortgage may be a good option for you.